Save with purpose,withdrawwith confidence.
Realm Money is a goal-based savings app built for Kenyans. Create personal or group savings goals, track your progress, and withdraw seamlessly via M-PESA when you're ready.
Good morning,
John Kamau
Total Savings
KES 47,500
My Goals
Emergency Fund
New Laptop
Family Trip
Goal Reached!
Emergency Fund
+KES 2,000
Just deposited
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Built for your financial journey
Realm Money combines goal-based savings, group saving, and seamless M-PESA integration into one powerful app.
Goal-Based Saving
Create specific savings goals with targets and deadlines. Watch your progress in real-time as you work toward each milestone.
Group Goals
Invite friends and family to contribute to shared savings goals — perfect for chamas, group trips, or family projects.
SMS M-PESA Trigger
Receive an M-PESA transaction? Realm detects it automatically and prompts you to save — right when you have money in hand.
Goal Locking
Lock a goal until a set date to avoid temptation. Perfect for disciplined saving — your money stays put until you're ready.
Easy Withdrawals
When you're ready, withdraw directly to your M-PESA with a single tap. Fast, secure, and instant.
Transaction History
Full history of every deposit and withdrawal across all your goals. Stay on top of your finances with complete transparency.
Get started in minutes
Download the app, sign in, create your first goal, and start saving — it's that easy.
Download the App
Get Realm Money for free from the Google Play Store. It's available on all Android devices running Android 6.0 and above.
Sign In with Google
Use your existing Google account — no new passwords to remember. Your account is secured with Google's authentication.
Create Your First Goal
Choose a goal type (personal or group), set a target amount, give it a name, and optionally lock it until a certain date.
Fund Your Goal
Deposit funds using M-PESA via SasaPay. Enter the amount, and an STK push is sent directly to your phone for confirmation.
Watch Your Savings Grow
Track your progress in real-time. Receive smart prompts when you receive M-PESA payments to keep your savings momentum going.
Withdraw When Ready
Hit your goal? Withdraw directly to your M-PESA wallet. Enter your PIN, confirm the amount, and funds arrive within seconds.
Ready to start saving?
Download Realm Money for free from the Google Play Store and take control of your finances today.
Download Free on AndroidRequires Android 6.0 or higher
Save for anything
Whether it's an emergency fund, a business investment, or a family trip — Realm supports every goal type.
Housing
Vehicle
Education
Business
Travel
Emergency
Wedding
Health
Tech
Events
Family
Investment
Your money, fully protected
Realm Money uses SHA-256 PIN encryption, Google Sign-In authentication, and secure SasaPay and M-PESA payment rails — so your funds and data are always safe.
- SHA-256 PIN encryption — your PIN is never stored in plain text
- Google Sign-In with OAuth 2.0 authentication
- All payments processed via regulated SasaPay & M-PESA rails
- Firebase backend with real-time security rules
- Encrypted data transmission over HTTPS
PIN Encrypted
SHA-256 hashing
Google Auth
OAuth 2.0 secure
M-PESA Verified
Regulated payments
Firebase
Secure cloud DB
Frequently asked questions
Start today — it's free
Take control of
your financial future
Join thousands of Kenyans already saving smarter with Realm Money. Download the app now — free, no hidden fees.